What we route to.
If you settle in more than one currency, the spread you pay on FX is one of the largest, least visible costs in your business. UQT brokers introductions to 72 FX and cross-border payment partners in our network, so the right one prices your flow, your way.
We do not exchange currency ourselves. The trades you place sit between you and a regulated FX provider. We package your business profile so that providers compete for it on merit.
Outcomes our FX clients see.
Most founders we meet are paying 80 to 150 basis points over interbank without realising it. A correctly matched FX provider typically halves that, plus offers tooling the bank does not.
Better spreads
Matched to providers who compete on the corridor and volume that matter to you. Most clients see 40 to 80 basis points of margin saved versus their previous spread.
Hedging that fits
Forwards, options and structured hedges through partners who actually run treasury desks, not just brokers reselling someone else's pricing.
Operations that scale
Mass payouts, payroll FX, batched supplier settlement. We route you to partners who can handle the volume without manual operations overhead.
How FX matching works.
FX is a numbers game. Our engine knows what each partner prices well and where they are uncompetitive. We route flow to where it earns its best price.
Profile your flow
Corridors, volume, frequency, hedging needs, current pricing.
Score the network
72 FX partners ranked against your specific flow and volume tier.
Compete on merit
The strongest two or three quote against your profile. You see the spread.
Route and settle
You operate through your chosen partner. We monitor your spread over time.
Products covered.
- Spot FX — convert and settle in 40+ currencies
- Forwards and hedging — lock rates ahead of large exposures
- Mass payouts — batched supplier or contractor settlement
- Payroll FX — multi-currency payroll for distributed teams
- Treasury services — yield, money-market access, cash management
- Cross-border settlement — into local rails in emerging markets
Free for businesses
UQT does not take spread on your trades, and does not charge business owners a fee. We are paid by the FX partners we work with. Because we bring them thousands of well-matched introductions a year, our clients typically reach better pricing than they could solo.
FX FAQs.
Will I have a different provider for each currency?
Usually one provider handles your major corridors and a second handles emerging markets or specialist hedging. The right structure depends on your volume.
Can I integrate FX into my existing systems?
Yes. We route to partners with strong APIs where that matters. If you need batch CSV uploads or treasury management system integration, we will only shortlist providers who support it.
Do you take a cut of the spread?
No. UQT is paid by the FX partners we work with, not by you. Our service is free. The FX margin is between you and the chosen provider.